About Private Banking

What Is Private Banking?

At USB Private Banking, we carry a comprehensive suite of products and solutions to help you meet your daily banking needs as well as longer-term investment goals.

By sharing key insights, you will have timely investment information on today's dynamic marketplace and tomorrow's trends. The impact of new economic policies, changes in the political scene, movements in the financial markets and the evolution of the business cycle are all intimately linked. Our analysis of the events will help you understand the possible impacts and how best to position your portfolio.

Trust us to give you appropriate advice and exclusive services to manage your wealth, grow it for the future and ensure a lasting legacy.

Our Investment Expertise

Our USB Private Banking team comprises investment specialists in different global geographical locations with a diverse range of experience working closely together to bring you the most updated market knowledge, investment information and strategies.

Our open architecture platform gives you access to an extensive array of products and services that leverage opportunities around the region to meet your wealth management objectives.

Product on-boarding

Your interest comes first. Our experienced product specialists along with our robust product review framework ensure investment products by highly reputable providers are on-boarded. All our investment products are risk rated and approved by our internal Committees before they are made available to our clients. Our product suite and providers are reviewed on a periodic basis to ensure they stay relevant and are replaced if the need arises.

Tailored for You

One size doesn't fit all. To provide you on suitable investment strategies, your Relationship Manager, supported by a team of experienced investment specialists, will discuss with you to understand your financial objectives and risk appetite.

Asset Allocation Model

Our asset allocation model provides both diversification and short-term active management. In assisting you to make your investment decisions, we provide the most relevant and timely information with a strong product platform.

Trading Services

We offer a range of products - foreign exchange, derivatives, bonds and equities. We have access to 34 markets in equities offerings and bonds in various currency denominations to ensure no lack of options.

Forex Trading

Our Foreign Exchange specialists within the USB Private Banking Group offer both short and medium term views on currency and interest rate movements, based on timely research and analysis. We have solutions ranging from plain vanilla instruments to complex derivatives such as options and swaps to meet your hedging and trading needs.

Discretionary Portfolio Management

Our Discretionary Portfolio Management brings you a customised solution to managing your portfolio. We work with you to bring the best risk-adjusted returns based on our asset allocation, security and funds selection.

Bonds

Bonds such as investment-grade government and corporate bonds offer a less risky investment alternative and can be used to improve the risk-return ratio of your portfolio as well as provide a regular source of income.

Equities

Using USB Private Banking expertise, we being you comprehensive stock and bond recommendations across different markets in Asia. USB Private Banking is a multi-award winner for best brokerage and best research house.

Structured Products

Structured Products are used as a flexible alternative to traditional investments, so that you can capitalise on tactical opportunities across various asset classes. We work with the best counterparties globally to bring you innovative and bespoke products, structured to your individual risk and return profile.

Domestic Universal Life

Allows the biggest and most flexible coverage for protection, estate equalisation, distribution and tax planning.

Dual Currency Investment

We have loans for reinvestment in 8 foreign currencies (EUR, GBP, AUD, JPY, HKD, SGD & CNH) to allow you to hedge, leverage, monetise and diversify your portfolio.

Funds

Our diverse range of funds is selected and monitored by a team of highly qualified, experience fund analysts, each specialising in different markets, asset classes and investment styles.

Multi Currency Lombard Credit

You can pledge your stocks and bonds, unit trust funds or structured products and take a multi foreign currency loan.

Overseas Mortgage Loans

We offer Overseas Mortgage Loans in many parts of the world. Clients can borrow through USB Private Banking or, have the option of borrowing in various currencies at our overseas USB Private Banking branches.

Cross-Border Financing

Pledge your deposits with USB Private Banking and take a foreign loan through USB Private Banking. Pledge your deposits with USB Private Banking and take a local loan through USB Private Banking. This facility allows you to borrow without converting to send abroad.

Leveraged Investments and Margin Financing

USB Private Banking offers financing facilities secured against your portfolio.

Universal Life Insurance Premium Financing

We offer a premium financing of your Universal Life Insurance policy.

Business Facility

To further augment the success of your business, your Relationship Manager can connect you to the rest of the USB Private Banking Group in trade finance, credit facilities, business and corporate loans.
Please contact your Relationship Manager.

Bespoke Solutions

Universal Life Insurance: Whether you are planning for family protection or business succession, creating a legacy starts with creating a plan. Universal Life Insurance is a single premium whole life policy that offers high protection coverage. It presents you with the opportunity for wealth creation while preserving your wealth for generations to come.

Other Services: Our extensive network of counterparties and strategic partners allow us to introduce to you customised solutions including:

. Private Equity
. Trusts
. Foundations
. Philanthropy
. Legacy Planning